Veterans eligible for Medicare can maximize healthcare coverage in 2021 by choosing a Medicare Advantage plan that can complement Veterans Affairs (VA) benefits. When you start researching plan options between now and the December 7 Medicare Advantage and Prescription Drug Plan Annual Enrollment deadline, be sure to use the variety of resources available, including credible websites, virtual education events and one-on-one virtual meetings with licensed sales agents.
Here are two key factors to keep in mind during your search:* Medicare Advantage and VA benefits: A Medicare Advantage plan may compliment your existing VA benefits and help reduce gaps in your healthcare coverage. Enrolling in a Medicare Advantage plan may provide access to additional services and benefits, like urgent care and dental coverage which may not be covered by VA health care. For example, Humana Honor Medicare Advantage plans are available to anyone eligible for Medicare, may complement VA benefits and provide beneficiaries with additional benefits, like robust dental care and $0 plan premiums. In addition, Humana Medicare Advantage plans are recommended by USAA.* Prescription drug coverage: When you add a Medicare plan, your VA prescription drug coverage would continue to cover prescriptions written or approved by a VA doctor.
However, a Medicare Advantage plan would cover certain Part B medications, like injectable drugs and infusions, which may be beneficial based on your health needs. If you sign up for a plan with Medicare prescription drug coverage, it would cover certain medicines from non-VA doctors and allow you to fill your prescriptions at local network pharmacies instead of through the VA.As you research health plans safely from the comfort of your home, it’s important to visit credible websites, such as Medicare.gov, which will allow you to easily compare plans and estimate costs based on an average member.
You can also enroll in an online workshop hosted by an insurance company to review 2021 Medicare Advantage plan options.For more information, veterans can visit www.Medicare.gov or call 1-800-MEDICARE (800-633-4227), 24 hours a day, 7 days a week. Veterans can also visit www.Humana.com/Medicare to learn more about Humana plans or call toll-free 1-800-213-5286 (TTY: 711). Licensed sales agents are available 8 a.m. to 8 p.m. local time, seven days a week. Humana is a Medicare Advantage HMO, PPO, and PFFS organization and stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana Medicare plan depends on contract renewal.