Suncoast Credit Union review: Florida bank that has a free checking account with a $0 initial opening deposit

Suncoast Credit Union is a Florida-based financial institution that offers a variety of banking products and services, including checking accounts, savings accounts, loans, credit cards, and investment services. Suncoast Credit Union is known for its competitive rates and low fees, and it offers a free checking account with a $0 initial opening deposit.

The Smart Checking account from Suncoast Credit Union has no monthly fee and no minimum balance requirement. It also offers free ATM access at over 30,000 ATMs nationwide, including Publix and Wawa locations. Additionally, Suncoast Credit Union donates money to benefit local schools each time you use your Smart Checking debit card.

Here are some of the pros and cons of Suncoast Credit Union:

Pros:

  • Competitive rates and low fees
  • Free checking account with a $0 initial opening deposit
  • Free ATM access at over 30,000 ATMs nationwide
  • Donates money to benefit local schools each time you use your Smart Checking debit card
  • Excellent customer service
  • Wide range of products and services
  • Many branches in Florida

Cons:

  • Only available to Florida residents and select employer groups
  • Some fees may apply to certain products and services

Overall, Suncoast Credit Union is a good choice for people who are looking for a bank with competitive rates, low fees, and excellent customer service. The Smart Checking account from Suncoast Credit Union is a particularly good option for people who want a free checking account with no hidden fees.

If you are considering opening a checking account with Suncoast Credit Union, be sure to compare its rates and fees to other banks and credit unions in your area. You should also make sure that you are eligible to join Suncoast Credit Union.

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