The best American Express credit cards of February 2023 vary depending on your spending habits and travel goals. Here are a few of the top cards to consider:
- Amex Platinum: This premium card offers a variety of benefits, including airport lounge access, travel credits, and elite status with select hotels and airlines. The annual fee is $695, but the card can be worth it for frequent travelers who can take advantage of all the perks.
- Amex Green: This mid-tier card offers a more flexible rewards program than the Platinum Card. You can earn points on a variety of purchases, including travel, dining, and gas. The annual fee is $150, which is a good value for the card’s benefits.
- Blue Cash Preferred: This cash-back card is a great option for people who spend a lot on groceries and gas. You can earn 6% cash back on these purchases, and 3% cash back on transit and select streaming services. The annual fee is $95, but it can be worth it if you can earn enough cash back to offset the cost.
- Everyday Cash: This no-annual-fee card is a good option for people who want a simple cash-back card. You can earn 2% cash back on all purchases.
- Delta SkyMiles® Reserve Card: This card is a good option for people who fly Delta frequently. You can earn 10x miles on Delta flights booked directly with Delta, and 5x miles on hotels and restaurants worldwide. The annual fee is $550, but it can be worth it for people who can earn enough miles to redeem for free flights.
When choosing an American Express credit card, it’s important to consider your spending habits, travel goals, and budget. Be sure to read the terms and conditions carefully before you apply for any card.
Here are some additional factors to consider when choosing an American Express credit card:
- Rewards program: The rewards program is one of the most important factors to consider when choosing a credit card. Make sure to choose a card that offers rewards that you’ll actually use.
- Annual fee: Annual fees can vary from $0 to $550 or more. Be sure to choose a card with an annual fee that you’re comfortable with.
- Welcome bonus: Many credit cards offer a welcome bonus after you spend a certain amount of money on the card in the first few months. This can be a great way to earn a lot of rewards quickly.
- Other benefits: Some credit cards offer other benefits, such as airport lounge access, travel credits, or extended warranty protection. Consider which benefits are important to you when choosing a card.